Elderly and Disabled Tax Relief

ELDERLY AND DISABLED HOMEOWNERS PROGRAM UPDATE
*Applies to both the State and Town Programs*

Application Period:  February 2, 2026 to May 15, 2026

Town Programs 

The town offers a choice of two programs: 

• Tax Credit: Tax bill is reduced by a dollar amount ranging from $312 to $2,600 based on a sliding scale according to applicant’s income; 
• Tax Deferral: Defer payment of up to 75% of tax obligation. The amount deferred is a lien on the real estate carrying an interest rate of 3% per annum. Deferred amount is reimbursed to the town upon the death of the recipient, conveyance of the real estate, or non-residency of the applicant. Note: many mortgage holders do not allow for tax liens on real estate – please check with your financial institution or financial adviser.

State Tax Relief 

If an applicant's 2025 income is under $46,300 for a single person or $56,500 for a married couple, they are eligible for credit from the State as well as from the Town.  If eligible, a state application will be completed at the same time as the town application. 

Current Applicants 

Existing applicants MUST file if they:

• Were required to apply for the 2023 Grand List and came in 2024 (aka odd year filers). *NOTE: A letter will be mailed to all applicants who are required to reapply for the 2025 Grand List.

• Are currently on the program and had a change in income since the last time they have applied.

Do I Qualify

To qualify for the 2025 Grand List Year Town tax relief:

• Persons must be at least 65 years of age ortotally disabled (receiving total disability payments from Social Security or from any other government disability program) as of December 31, 2025.
• Total qualifying income cannot exceed $70,000 for the town program. This is the total income plus the FULL amount of social security (not just the taxable portion of social security).
• No allowances for business losses in excess of capital gains or negative income.
• See State Tax Relief for income eligibility requirements in addition to the Town’s. 
• The property for which the tax relief is claimed must be the legal residence of the applicant and occupied by them more than 183 days of each year.
• Own and reside in Trumbull as of July 1, 2025, for Town benefits only; October 1^st, 2025, for State.

For qualification questions please contact the Assessor's Office at 203.452.5016.

How to Apply

 Applicants must meet in person with a staff member from the Assessor's Office to file. Application hours are 10:00am-1:00pm, Monday through Friday during the Application Period. 

What to Bring

Applicants must bring proof of income from the 2025 calendar year. Applicants need to provide all information at time of filing.   

Proof of income includes:

• A completed and signed copy of your 2025 income tax form 1040 or 1040A including all accompanying schedules.
• A copy of the 2025 social security form 1099
• All income from all sources for the previous 2025 calendar year must be considered for any tax relief program.

For those who do not file an income tax form - copies of all 1099 forms both taxable and non-taxable are required (SSA-1099; 1099-Div.; 1099-Int.; 1099-R; etc.).

Extensions to this filing deadline are only granted for extenuating circumstances due to illness or incapacitation as evidenced by a physician’s certificate or other good cause.   Requests for extensions must be made by application to the State of Connecticut Office of Policy and Management by August 15, 2026.